Oklahoma City Small Business Insurance

Is your Small Business Prepared for a Disaster?

Earthquakes, hurricanes, tornadoes, floods – all can be devastating if not fatal to a small business. Disasters can prevent access to your business, can destroy vital records, and may even put employees in harm’s way. According to the American Red Cross, as many as 40% of small businesses do not reopen their doors following a disaster. Planning ahead and taking the necessary precautions can prevent your business from becoming just another statistic.

Below we have listed some steps to begin a disaster recovery plan:

Phone Lists. Compile a list of emergency numbers for employees so they know who to contact in the event of a disaster. The phone list should include emergency management agencies, key personnel, utility companies, insurance company/agent, suppliers, contractors, and the landlord if applicable.
Create an immediate response plan. Educate employees whom they should notify in the event of a disaster and what steps to take to prevent injuries or further property damage.
Develop a communication plan and venue. Decide what method would be best to communicate with your employees, vendors, and customers in the event your premises are inaccessible. Ideas could include email, website, or an off-site phone messaging system.
Keep duplicate records. Regularly back up your computer files off-site. Also talk to your software providers to see if there is a way to access that data outside of the office.
Create an emergency kit. Have emergency supplies available – water, first aid kit, and tools. Be sure all employees are aware where the kit is stored.
Review your insurance policy. In addition to insurance for your property, talk to your insurance agent about Business Interruption coverage. This valuable coverage keeps income coming in when business comes to a halt.

Call us at (405) 751-8356 to get a Oklahoma City Small Business Insurance quote.

Oklahoma City

Oklahoma City has it all - from the historic Old West in Stockyards City to the vibrant energy of Bricktown, the city's lively entertainment district. Our museums hold artistic treasures, and our sports venues have something for everyone. Choices abound for an experience you'll cherish!

The largest city in the state, Oklahoma City is located at the crossroads of I-35, I-40 and I-44 in the heart of Oklahoma. The second largest city in the continental U.S. based on geographical size, more than 1.1 million people call the Metro Oklahoma City area home. With more than a dozen communities surrounding it, Oklahoma City offers a diverse landscape of hip, urban culture and charming, old-fashioned neighborhoods for visitors and residents alike.

Oklahoma City's climate is mild, with four distinct seasons and an average temperature of 60F /15C. With more than 3,000 hours of sunshine per year, outdoor recreation and activities are plentiful in Oklahoma City.

As a city that redefines itself, Oklahoma City's hip, spirited environment blends with its deep western heritage to create a place where culture and commerce thrive. With renowned festivals, national sporting events, treasure-filled museums and a variety of districts highlighting arts and entertainment, the possibilities for adventure and fun in Oklahoma City are endless.

(Source: OKCCVB.org. Photo source: Wikipedia.org)

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