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Business Plans
Business Insurance Protecting your business and finding the best insurance program is extremely important in today's dynamic business environment. Whether you are a "mom or pop" business or a large manufacturer, Alexander & Strunk has the commercial insurance products or packages that can be tailored to meet your demands. We customize your plan to fit the vital requirements of your individual business by offering the following: Business Owners (see below) Builders Risk Professional Liability Directors and Officers Liability Employment Practices Liability Pollution Liability
Business Owner PolicyThis is a package policy designed as a package type policy, similar to a Homeowners Policy. It provides coverage for property such as theft, fire, hail and windstorm damage, etc. The property coverage will include coverage for building, contents, inventory and improvements and betterments. This will also provide coverage for computer equipment and business interruption. Along with the property coverages, this policy provides General Liability insurance providing premises, liability, products liability, advertising, personal injury liability and medical payments. A Business Owner policy may also be amended to add hired and non-owned automobile coverages and employee dishonesty coverages.
Business Overhead InsuranceOne of the best ways to make sure your office expenses will be paid if you become disabled is to own an individual Business Overhead Expense policy. The bills keep coming to your office whether or not you are in the office. If your firm's revenues are dependent on you, those overhead expenses could become a real problem. This policy can be designed with your personal needs in mind. Please contact us to review. |
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